...MORE than just your agent.
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Rick@Dittemore.com 
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Cinco Ranch
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Buyers Guide  
  
 
  
1. Pre-qualify for a loan
Preparation is important in any business situation. Getting pre-qualified for a loan will determine how much house you can afford. It allows you to move swiftly when you find the right house. This obviously is an advantage when you are not the only buyer interested in a given home.

2. Shop for the best mortgage rate and terms that suit your situation
Just as you spend time and effort shopping for cars and other “big ticket” items, you should certainly seek the best loan scenario for you and/or your family. Be sure to get a loan officer’s proposal in writing.

3. Utilize the services of a Buyer’s Agent
A buyer agent is legally responsible to represent the buyer and his best interest. The buyer’s agent is traditionally compensated by the seller. A Buyer’s Agent can fully disclose the pro and con’s of individual properties and to their value now and in the future.

4. Devise a “Wants, Needs, and Desires” list before viewing homes
As you look at the various homes, rank them in categories that are important to your wants, needs, and desires. This will help you make a wise decision not based on solely one factor.

5. Utilize the Internet
The Internet is a wonderful tool to “preview” and search. This, combined with an agent that is “Internet savvy” cuts down on valuable time in searching for a home….especially if you are moving from another area.